How do I claim disability for a child?

The Social Security Administration (SSA) offers disability benefits for children, from birth through age 18, through the Supplemental Security Income (SSI) program. 

To be eligible, a child must have a qualifying condition, and meet income and asset requirements. 

Qualifying Conditions

The child must be blind or have a disability – a physical or mental health condition that seriously limits their ability to function in daily life. The condition must have lasted, or be expected to last, at least 12 continuous months.

Income and Asset Requirements

SSI eligibility for children is based both on a child’s condition and his parents’ income and assets. A couple with a child with a disability may qualify for SSI if their combined gross earned income is no more than $5,095 per month, or if their unearned income (such as unemployment benefits or pensions) is less than $2,525 per month. These limits may be higher if there are other children in the household or if a parent is also eligible for SSI. Parents’ assets must also fall below specific thresholds in order to qualify. Learn more about income and asset requirements here.

SSI for Adults

When a child turns 18, the SSA reviews their condition using the adult definition of disability to determine whether they qualify for adult disability benefits. At that point, parental income is no longer counted and the individual’s income and assets are examined to determine eligibility. 

Applying for SSI

The application process includes providing medical records, school reports (if applicable), and other documentation that shows how the condition affects the child’s functioning.

You can apply for SSI by calling the Social Security Administration at 1-800-772-1213 or visiting your local office.